Money blocks can have you working hard in your business while your bank account tells a different story. 43% of Americans say money impacts their mental health according to the American Psychological Association, and those blocks are often the reason.
If you’re ready to stop circling the same frustrating loop, I’ll show you exactly how to spot them, clear them, and start creating the income you know you’re capable of.
This isn’t theory. I’ve been where you are. I’ve worked through my own blocks, helped clients do the same, and watched businesses transform once the internal money junk got out of the way. The shifts are real, and they can happen faster than you think when you know how to deal with them.
Quick note: Some links in this post are affiliate links. If you buy, I may earn a small commission at no extra cost to you. I only share products, tools, and services I use, love, trust, and stand behind. When you shop through these links, it quietly supports this work. And for that, I’m forever grateful.
What Are Money Blocks?
Money blocks are the subconscious beliefs, patterns, and fears that keep you from earning, receiving, and holding more money. They show up as invisible ceilings you can’t seem to break, resistance to raising your rates, or anxiety every time you look at your bank account.
How Do Money Blocks Develop?
Most of them were planted years ago. They come from the things you saw, heard, and experienced around money growing up. Maybe your parents fought about bills. Maybe you were told “money doesn’t grow on trees” or that wanting more was greedy. Those stories get locked into your nervous system and start running the show long before you ever send your first invoice.
How to Know if You Have Money Blocks
You don’t need a psychic to tell you. If you’re undercharging, avoiding looking at your accounts, hitting the same income plateau every month, or feeling a knot in your stomach every time you think about money, you’ve got blocks. They don’t mean anything about you or your worth, they’re just patterns you haven’t cleared yet.
Most entrepreneurs have no idea what’s actually blocking money in their business, and it’s almost never what they think. Take my Money Blocks Quiz and find out your #1 block in under two minutes.
How to Break Through Money Blocks
Breaking through isn’t about wishing them away or forcing yourself to “think positive.” You have to address them on a subconscious level and in your body. That’s why I combine tools like EFT tapping with daily nervous system regulation. The stories you tell yourself live in your cells. Clear them there, and the money flow changes for real.
If you’re ready for this to be the moment things change, Tapping Into Money is where you start. It’s not just mindset work, it’s a full-body reset that clears fear, rewires safety, and makes it natural to earn and keep more. Get the Tapping Into Money EFT program now.
7 Steps to Crush Your Money Blocks
Step 1: Accept and take responsibility for where you are now
You can’t change what you won’t own. Your results right now are the outcome of your beliefs and actions. When you take full responsibility, you take your power back.
Step 2: Identify why you want to change your relationship with money
Vague goals create vague results. Get clear on your “why” so you have a reason to stick with this when it gets uncomfortable.
Step 3: Get prepared to be uncomfortable
Clearing blocks means confronting fears, guilt, and shame you’ve carried for years. Discomfort is a sign you’re doing the work that matters.
Step 4: Identify your money blocks
Write down every limiting belief, story, or fear you have about money. Don’t filter it. The ugly stuff is where the gold is.
Step 5: Challenge your money blocks
For each block, ask “Is this actually true?” and “Where did this come from?” Look for evidence that disproves it.
Step 6: Track your progress
Notice the shifts. Maybe you raised your rates without panic or didn’t spiral after an unexpected bill. Small wins mean the blocks are crumbling.
Step 7: Stay committed to your goal
Blocks can creep back in if you stop doing the work. Keep using your tools until the new beliefs feel automatic.
Top Money Blocks That Keep You Broke
Money Block 1: Fear, Then Knowledge
You’re too afraid to take action, so you hide behind learning more instead of doing the thing that will make you money.
Money Block 2: Scarcity
You believe there’s not enough to go around, so you make decisions from fear instead of possibility.
Money Block 3: Judgment
You worry what people will think if you raise your prices or start earning more.
Money Block 4: Worthiness
Deep down, you don’t feel like you deserve more money, so you reject opportunities that could give it to you.
Money Block 5: Righteousness
You think making money means you’ll become greedy or lose your integrity.
Money Block 6: The Happiness Argument
You believe money won’t make you happier, so you sabotage your ability to have more.
Money Block 7: Obsession with Tax
You avoid earning more because you’re scared of paying more in taxes.
Money Block 8: The Working-Like-a-Dog Fallacy
You think you have to work yourself into the ground to earn more, so you avoid growth to protect your energy.
Money Block 9: Staying at the Level of Your Group
You don’t want to out-earn friends or family because you’re afraid it will create distance.
Money Block 10: Avoiding Leverage
You refuse to delegate or invest in help, so your income is capped by your time and energy.
Money Block 11: Victim Mentality
You believe money is controlled by outside circumstances instead of your own actions and choices.
Money Block 12: Small Vision
You’ve convinced yourself to dream smaller so you don’t get disappointed.
If you saw yourself in more than one of these, the Money Blocks Quiz will show you which one to start with so you can get results faster.
Common Money Mistakes Caused by Money Blocks
Not forgiving yourself for past money mistakes
Shame over what you’ve done with money before will keep you from making powerful moves now.
Avoiding your finances
If you never check your accounts, you can’t make informed decisions to grow your income.
Not taking responsibility for your financial situation
Blaming clients, the economy, or your industry puts your power in someone else’s hands.
Step-by-Step Process to Release Money Blocks
Day 1: Write down all your money blocks
Dump every belief, fear, or pattern about money onto paper.
Day 2: Pick your top 3 and note where each came from
Was it from family, society, religion, or a past failure?
Day 3: Rate how true they feel
Give each belief a number from 1–10 so you can track changes.
Days 4–7: Focus on Block #1 and look for evidence against it
Every time you find proof it’s not true, write it down.
Day 8: Re-evaluate Block #1
See if the rating dropped. If it did, keep going. If not, keep challenging it.
Week 2: Repeat for Block #2
Give it the same focus until it starts losing its grip.
Week 3: Repeat for Block #3
Clear it and notice how your actions and results shift.
The Danger of Subconscious Money Blocks
Left unchecked, these blocks will silently run your business into the ground. You’ll keep hitting income ceilings, turning down opportunities, or sabotaging growth without even realizing it’s happening.
The Importance of a Positive Money Mindset
A positive money mindset isn’t just feel-good fluff. It’s the foundation for taking powerful action and seeing possibilities instead of problems.
What Happens if You Don’t Clear Your Money Blocks
You’ll stay stuck at the same income level, repeat the same mistakes, and keep wondering why things aren’t working, even though you’re “doing all the things.”
You Are Both the Problem and the Solution
Here’s the hard truth. If you have money blocks, you’re the one creating them. But you’re also the one who can change them. Once you realize you’re in control, you stop waiting for circumstances to shift and start making them shift yourself.
FAQ: Clearing Money Blocks and Attracting Abundance
If you’ve been doing “all the things” but still feel stuck with money, these answers will help you understand where the blocks come from and how to clear them so more can flow in.
How to spiritually remove money blocks?
You remove money blocks by shifting both your energy and your beliefs. This means clearing old stories you’ve been carrying about what’s “too much,” what’s “realistic,” or what you’re “allowed” to have. I use EFT tapping, visualization, and nervous system work to release those beliefs on a body level. Once you clear them there, it becomes natural to attract, hold, and grow more money.
Why am I having money blockages?
Money blockages happen when your subconscious beliefs and emotional patterns clash with your conscious goals. If deep down you associate money with stress, loss, or judgment, your brain will quietly block opportunities to protect you. These patterns often start in childhood or through past experiences, and until you clear them, they keep running the show.
How to unblock money flow
You unblock money flow by dealing with it at the root: your subconscious and your nervous system. Identify the beliefs and patterns that keep you in the same loop, then actively rewire them with tools like EFT tapping, daily mindset work, and aligned action. When your body feels safe having more, the flow naturally opens up.
What can I use to attract money spiritually?
Spiritually, you can use practices like EFT tapping, visualization, affirmations, gratitude rituals, and meditation to align your energy with receiving. The key is to pair the practice with belief — not just repeating words, but truly shifting how you feel about money so that it becomes safe, normal, and expected to have more.
What is the best affirmation to attract money?
One of my favorites is: “Money flows to me easily, frequently, and from unexpected sources.” It works because it’s open-ended, emotionally expansive, and trains your subconscious to expect abundance. Say it daily, but more importantly, feel it as if it’s already true.
Want more? Grab my 100 Powerful Money Affirmations and start reprogramming your mind to attract abundance every single day.
Which chakra blocked money?
Money blocks often tie to the root chakra (safety, security, basic needs) and the sacral chakra (creativity, pleasure, receiving). If these are blocked, you might feel unsafe earning more or guilty about having money. Balancing and activating these chakras through meditation, movement, and energy work can help open the flow.
What causes people to be tight with money?
Being tight with money usually comes from fear — fear of running out, not having enough, or losing what you’ve earned. This often starts with past experiences of scarcity or watching others struggle with money. Loosening your grip starts with building trust in your ability to earn, receive, and replenish money without constant anxiety.
Read Next: Abundance Blocks: Crush Your Money Manifestation Barriers
Final Word on Clearing Your Money Blocks
Clearing your money blocks changes everything: your income, your confidence, and the way you show up in business. If you’re ready for the kind of results that stick, join my group Heart Driven Leaders. Inside, you’ll get the strategies, mindset shifts, and support to grow in a way that feels aligned and sustainable.
Join Heart Driven Leaders here
Read Next: EFT for Money Blocks: How to Stop Being Weird About Money and Shift Fast, Learn the exact tapping process I use to clear money blocks at the root so you can earn and keep more without the constant struggle.
Want to create more income and impact, without the guesswork? Join my group for powerful money mindset shifts and heart-driven business strategies that actually work. Yes, I’m In!
